Equipment Lending

Your iron is working capital.

Asset-based equipment loans for contractors, operators, and fleets across Texas. Borrow against machinery you own or finance what you are buying, secured by the equipment itself.

Apply Now (540) 447-9432

Collateralized equipment finance

Unlock the value parked in your fleet.

Heavy equipment is expensive to own and powerful as collateral. Averlend turns excavators, trucks, trailers, and machinery into capital you can deploy now, whether you are bridging a slow season, taking on a bigger job, or buying the next machine.

Borrow against owned equipment to free up cash.
Finance new purchases secured by the asset.
Up to 90% of value on strong, liquid iron.
Light documentation because the asset carries the deal.

Heavy construction equipment and excavator

90%Up to ninety percent of value on qualifying equipment collateral.

What qualifies

If it has a value and a title, it can fund.

Heavy Machinery

Excavators, dozers, loaders, skid steers, and graders.

Trucks & Trailers

Dump trucks, flatbeds, commercial vehicles, and trailers.

Manufacturing

Production lines, CNC, fabrication, and shop equipment.

Titled Assets

Serialized, titled, or appraisable business equipment.

Equipment FAQ

Questions, answered.

Heavy machinery, excavators, dozers, loaders, dump trucks, trailers, commercial vehicles, manufacturing equipment, and titled or serialized business assets. If it holds value and can be secured, it can back a loan.

Yes. We can fund the acquisition of equipment and secure the loan with the same asset, or cross-collateralize with iron you already own.

We base it on the appraised or market value of the equipment, its age and condition, and how readily it can be remarketed. Stronger, more liquid assets support higher advances up to 90% of value.

Because the loan is asset-secured, financial documentation is light compared to a bank. The equipment and your repayment plan carry the file.

Funded in days, not weeks

Put your equipment to work.

Tell us what you own or what you are buying. We will value the asset and structure the loan around it.

Start Your Application (540) 447-9432