Financing a Small Business Acquisition

Business Capital

The short version, then the substance.

The opportunity wave. Retiring owners across South Texas are selling decades-old service businesses, often with real estate and equipment attached. The buyers who can close fast and certain negotiate the best prices.

Structuring the purchase. The target's own assets can collateralize the acquisition loan: the building, the fleet, the equipment. Combine with seller financing for the goodwill slice and the capital stack assembles without a bank in sight.

Diligence that protects you. Verify the revenue, inspect the assets, and understand why the seller is selling. A business bought right with its own assets financing the purchase is the closest thing to a self-funding deal that exists.

The South Texas angle. Averlend underwrites this every week in Corpus Christi and across Nueces County. If you are working a deal in downtown or anywhere else in the metro, the theory above comes with a local desk attached: see our Corpus Christi lending page or send the deal directly.