Hard money lending in Schertz and Cibolo.

The I-35 northeast growth corridor between San Antonio and New Braunfels, one of the fastest-growing stretches in the state. Averlend funds investor deals here with local underwriting, up to 90% of value, and closings measured in days.

Get Your Deal Analyzed (540) 447-9432

The Schertz and Cibolo playbook

What works here, and why.

The housing stock: New and near-new production homes plus pockets of older stock ready for updates. That profile shapes everything: the rehab budget, the buyer, and the exit.

The play: Path-of-growth economics. Land, infill, and light value-add all pencil when the population line only goes up.

The financing: our standard structure fits this submarket cleanly. Up to 90% of the deal on a 12 month note, rehab draws when the project calls for them, and an exit through sale or refinance. Because we underwrite Bexar County in person, the appraisal conversation takes minutes, not weeks.

Beyond Schertz and Cibolo

We cover the whole metro.

Working a deal in another pocket of San Antonio? We lend across Alamo Heights, Monte Vista, the 09 corridor, Southtown, Stone Oak, Converse, Universal City, and Leon Valley.

San Antonio hub

Our full San Antonio lending page: products, process, and the local desk.

San Antonio lending

Fix and flip loans

Purchase plus rehab in one close, sized off the after-repair value.

Flip financing

Bridge loans

Close now, refinance later. Speed when the timing does not cooperate.

Bridge financing

Questions

Schertz and Cibolo lending, answered.

Yes. Schertz and Cibolo is inside our core San Antonio coverage, and we have underwritten collateral throughout Bexar County. Local comps, local title, local answers.

Investment houses, small multifamily, commercial buildings, land, equipment, and business assets. If it has value and a clear exit, send it.

Days on a clean file. The collateral review moves quickly because we already know the submarket.

The Averlend Promise

Got a Schertz and Cibolo deal? Send it today.

The numbers, the address, and your exit. An Averlend rep will reach out ASAP, same business day.

Start Your Application (540) 447-9432