San Antonio · Bexar County
Hard money lending in Stone Oak.
Master-planned North Side living off 281 and 1604, with medical employment from the hospital corridor minutes away. Averlend funds investor deals here with local underwriting, up to 90% of value, and closings measured in days.
The Stone Oak playbook
What works here, and why.
The housing stock: 1990s to 2010s production homes in HOA communities, plus newer sections still building out. That profile shapes everything: the rehab budget, the buyer, and the exit.
The play: Cosmetic flips move fast here. Kitchens, floors, paint, and staging. The buyer is a relocating professional who wants done, not a project.
The financing: our standard structure fits this submarket cleanly. Up to 90% of the deal on a 12 month note, rehab draws when the project calls for them, and an exit through sale or refinance. Because we underwrite Bexar County in person, the appraisal conversation takes minutes, not weeks.
Beyond Stone Oak
We cover the whole metro.
Working a deal in another pocket of San Antonio? We lend across Alamo Heights, Monte Vista, the 09 corridor, Southtown, Stone Oak, Converse, Universal City, and Leon Valley.
San Antonio hub
Our full San Antonio lending page: products, process, and the local desk.
San Antonio lendingQuestions
Stone Oak lending, answered.
The Averlend Promise
Got a Stone Oak deal? Send it today.
The numbers, the address, and your exit. An Averlend rep will reach out ASAP, same business day.