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San Antonio · Bexar County

Hard money lending in Universal City.

Randolph AFB's front-door community, with steady tenant turnover and buyers who use VA loans in volume. Averlend funds investor deals here with local underwriting, up to 90% of value, and closings measured in days.

The Universal City playbook

What works here, and why.

The housing stock: Mid-century ranches and newer subdivisions at accessible price points. That profile shapes everything: the rehab budget, the buyer, and the exit.

The play: Renovate to VA-appraisal standard and the buyer pool triples. Rentals here barely sit vacant.

The financing: our standard structure fits this submarket cleanly. Up to 90% of the deal on a 12 month note, rehab draws when the project calls for them, and an exit through sale or refinance. Because we underwrite Bexar County in person, the appraisal conversation takes minutes, not weeks.

Beyond Universal City

We cover the whole metro.

Working a deal in another pocket of San Antonio? We lend across Alamo Heights, Monte Vista, the 09 corridor, Southtown, Stone Oak, Converse, Universal City, and Leon Valley.

San Antonio hub

Our full San Antonio lending page: products, process, and the local desk.

San Antonio lending

Fix and flip loans

Purchase plus rehab in one close, sized off the after-repair value.

Flip financing

Bridge loans

Close now, refinance later. Speed when the timing does not cooperate.

Bridge financing

Questions

Universal City lending, answered.

Yes. Universal City is inside our core San Antonio coverage, and we have underwritten collateral throughout Bexar County. Local comps, local title, local answers.
Investment houses, small multifamily, commercial buildings, land, equipment, and business assets. If it has value and a clear exit, send it.
Days on a clean file. The collateral review moves quickly because we already know the submarket.

The Averlend Promise

Got a Universal City deal? Send it today.

The numbers, the address, and your exit. An Averlend rep will reach out ASAP, same business day.