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Industry lending

Financing built for restaurants and hospitality.

Operators feeding San Antonio's tourism engine and the Coastal Bend's visitor season. Averlend funds this industry with business loans, equipment loans, and commercial property financing, underwritten on assets instead of paperwork.

Why it works

Capital that matches how you operate.

  • Build-outs and buyouts. Kitchens, patios, second locations, and partner buyouts, funded against real collateral.
  • Seasonal smoothing. Coastal hospitality earns in waves. Asset-backed capital bridges the troughs without drama.
  • Equipment counts. Commercial kitchens hold value. We lend against it.

The structure

Products
Business loans, equipment loans, and commercial property financing
Max loan-to-value
90%
Standard term
12mo
Markets
South Texas

San Antonio and Corpus Christi are home base. We fund collateral-backed deals across South Texas.

Questions

Restaurants and Hospitality lending, answered.

The collateral, the amount, and the plan to repay inside 12 months. Tax returns and credit history are minor factors, the assets do the qualifying.
Days on a clean file. We control our own capital, so nothing waits on a committee.
Send it anyway. Banks underwrite paperwork. We underwrite assets, and most of our borrowers were declined somewhere first.

The Averlend Promise

Put your assets to work this week.

Tell us the collateral and the number. An Averlend rep will reach out ASAP, same business day.