New Construction Loans in San Antonio.

Averlend funds ground-up financing for builders and investors putting product where the demand already is, right here in San Antonio. Up to 90% of value, 12 month terms, and underwriting that knows Bexar County block by block. Days to a wire, not weeks to a maybe.

Get Your Deal Analyzed (540) 447-9432

Why San Antonio

The local edge on new construction deals.

San Antonio adds people faster than almost any big city in America, and the housing stock runs from 1920s bungalows near downtown to new corridors pushing past Loop 1604. Spreads still exist here that coastal investors gave up on years ago.

Land plus vertical. Acquisition and construction in one facility, with draws tied to stages your crews actually hit.
Local inspections, fast draws. We are in these markets. Draw requests do not wait on a lender three time zones away.
Spec or pre-sold. Either works when the lot basis, the budget, and the end value pencil.

San Antonio at a glance

Home market: Bexar County
Max loan-to-value: 90%
Standard term: 12mo
Typical close: Daysnot weeks

Military money, medical money, and steady population growth keep demand under the market. The play is buying tired houses in established neighborhoods and bringing them to retail standard.

Where we lend in San Antonio

Neighborhood by neighborhood, not zip code by zip code.

We fund new construction deals across Alamo Heights, Monte Vista, the 09 corridor, Southtown, Stone Oak, Converse, Universal City, and Leon Valley, and the rest of Bexar County. National lenders price San Antonio off a spreadsheet. We price it off the block, because the same floor plan can be a home run on one street and a break-even on the next.

Send the address and the numbers. If you are working a deal anywhere in the San Antonio metro, we have probably underwritten something within a mile of it. That familiarity is why our answers come in hours and our closings come in days.

Common questions

New construction lending in San Antonio, answered.

Yes, land acquisition can roll into the construction facility when the full project pencils.

A draw schedule is set against stages: foundation, frame, dry-in, mechanicals, finish. Complete a stage, we inspect, funds release.

Days on a clean file. Local title, local inspections, and our own capital mean nothing waits in a queue. Simple deals go from application to wire in under a week.

No. The collateral and the exit drive the approval. Credit is a minor factor, which is exactly why investors who get declined at banks close with us.

The Averlend Promise

Bring your San Antonio deal. We bring the capital.

Send the collateral, the numbers, and the exit. An Averlend rep will reach out ASAP, same business day.

Start Your Application (540) 447-9432