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Industry lending

Financing built for small business owners.

The operators who run South Texas: shops, services, and family companies that banks keep declining. Averlend funds this industry with collateralized business loans, underwritten on assets instead of paperwork.

Why it works

Capital that matches how you operate.

  • Assets over paperwork. If the business owns something real, the business can borrow. That is the whole model.
  • Speed for real life. Tax bills, supplier deals, and emergencies do not schedule themselves around loan committees.
  • A straight answer. Fits or does not fit, you will know fast. Your time matters too.

The structure

Products
Collateralized business loans
Max loan-to-value
90%
Standard term
12mo
Markets
South Texas

San Antonio and Corpus Christi are home base. We fund collateral-backed deals across South Texas.

Questions

Small Business Owners lending, answered.

The collateral, the amount, and the plan to repay inside 12 months. Tax returns and credit history are minor factors, the assets do the qualifying.
Days on a clean file. We control our own capital, so nothing waits on a committee.
Send it anyway. Banks underwrite paperwork. We underwrite assets, and most of our borrowers were declined somewhere first.

The Averlend Promise

Put your assets to work this week.

Tell us the collateral and the number. An Averlend rep will reach out ASAP, same business day.