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Bridge, Rental and Build

Construction Draw Schedules That Keep Projects Moving

Short-term capital is a timing tool. This guide covers one of the timings.

Bridge, Rental and Build

The short version, then the substance.

Key Takeaways

  • The standard stages
  • Cash flow planning
  • The local advantage

The standard stages. Foundation, framing, dry-in, mechanical rough, insulation and drywall, finishes, final. Each stage completion triggers inspection and release. The schedule mirrors how a house actually gets built, which is why it works.

Cash flow planning. You carry each stage briefly before its draw reimburses. Builders who keep one stage of working capital available never stall the trades. Trades who never stall finish early, and early is profit.

The local advantage. Draw speed depends on inspection speed. A lender who can have eyes on your San Antonio or Coastal Bend job site this week, instead of mailing a report request across the country, is worth real money over a whole build.

The South Texas angle. Averlend underwrites this every week in Corpus Christi and across Nueces County. If you are working a deal in downtown or anywhere else in the metro, the theory above comes with a local desk attached: see our Corpus Christi lending page or send the deal directly.

Keep learning

Related reading and next steps.

Bridge loans in San Antonio

Close now, refinance later, in Bexar County.

Read more

Rental property loans

BRRRR-ready acquisition and reposition capital.

Read more

New construction financing

Lot plus vertical on a local draw schedule.

Read more

Questions

Quick answers from the Averlend desk.

Up to 90% of value on 12 month interest-only structures, with draws for rehab and construction projects. The exit, a sale or refinance, retires the note.
Days on a clean file. We control our own capital and inspect locally, so nothing waits in a committee or a mailroom.

The Averlend Promise

Reading is free. So is a deal analysis.

Send the collateral, the numbers, and the exit. An Averlend rep will reach out ASAP, same business day.